Bendigo Bank Ltd v Young [1999] FCA 1544

FEDERAL COURT OF AUSTRALIA

Bendigo Bank Ltd v Young [1999] FCA 1544

BENDIGO BANK LIMITED v KAREN FLORENCE YOUNG

VG 7564 of 1999 GOLDBERG J 12 NOVEMBER 1999 MELBOURNE

IN THE FEDERAL COURT OF AUSTRALIA

VICTORIA DISTRICT REGISTRY VG7564 of 1999

BETWEEN: BENDIGO BANK LIMITED

Applicant

AND: KAREN FLORENCE YOUNG

Respondent

JUDGE: GOLDBERG J

DATE OF ORDER: 12 NOVEMBER 1999

WHERE MADE: MELBOURNE

THE COURT ORDERS THAT: 1. The petition dated 20 August 1999 and filed on 25 August 1999 is dismissed Note: Settlement and entry of orders is dealt with in Order 36 of the Federal Court Rules.

IN THE FEDERAL COURT OF AUSTRALIA

VICTORIA DISTRICT REGISTRY VG7564 of 1999

BETWEEN: BENDIGO BANK LIMITED

Applicant

AND: KAREN FLORENCE YOUNG

Respondent

JUDGE: GOLDBERG J

DATE: 12 NOVEMBER 1999

PLACE: MELBOURNE

REASONS FOR JUDGMENT 1 A Creditor's Petition was filed on 25 August 1999. The act of bankruptcy relied upon was the failure of the respondent to comply with the requirements of a bankruptcy notice dated 25 May 1999. The bankruptcy notice claimed that a debt of $6855.45 was owing "as shown in the Schedule". The Schedule showed that the debt comprised a judgment debt and interest which has accrued on the judgment debt. 2 The bankruptcy notice was in the same form, mutatis mutandis, as the bankruptcy notice in proceeding number VG7562 of 1999 in which Bendigo Bank Limited is applicant and Gary John Williams is respondent. The notice contained the same omission as in that proceeding. The document attached to the notice did not set out or state the provision under which the interest was being claimed. 3 For the reasons set out in the Reasons for Judgment in VG 7562 of 1999 I find that the omission to set out or state the provision under which the interest was being claimed was not a formal defect but was a substantive defect which vitiated the notice. The petition will be dismissed.