Federal Court of Australia
FEDERAL COURT OF AUSTRALIA
Make It Mine Finance Pty Ltd, in the matter of Make It Mine Finance Pty Ltd [2015] FCA 393 Citation: Make It Mine Finance Pty Ltd, in the matter of Make It Mine Finance Pty Ltd [2015] FCA 393
Parties: MAKE IT MINE FINANCE PTY LTD (ABN 39 130 102 411) AUSTRALIAN SECURITIES AND INVESTMENTS COMMISSION v MAKE IT MINE FINANCE PTY LTD (ACN 130 102 411)
File numbers: VID 686 of 2014 VID 699 of 2014
Judge: BEACH J
Date of judgment: 28 April 2015
Catchwords: CONSUMER LAW – consumer credit – purported "lease" of consumer goods to Centrelink recipients – conduct as a credit provider – application of the National Credit Code (Sch 1 to the National Consumer Credit Protection Act 2009 (Cth)) – engaging in credit activity without appropriate registration or licence – non-disclosure of key requirements in credit contracts – interpretation of s 113(5) of the Code – breach of responsible lending requirements
Legislation: National Consumer Credit Protection (Transitional and Consequential Provisions) Act 2009 (Cth) s 4(1), items 4(1), 6(1) of Pt 2 of Sch 2, item 37 of Pt 4 of Sch 2 National Consumer Credit Protection Act 2009 (Cth) ss 3, 6 (item 1), 28, 36, 128, 129, 130, 131, 166, 167, 187, 202, 209(1), Sch 1 (National Credit Code) ss 4, 5, 9, 11, 17, 111, 112, 113, 116, 120, 169, 204(1)
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