Sharma v LGSS Pty Ltd [2018] FCA 167

FEDERAL COURT OF AUSTRALIA

Sharma v LGSS Pty Ltd [2018] FCA 167 Appeal from: D16-17\017 [2016] SCTA 113 D16-17\018 [2016] SCTA 114

File number: NSD 1590 of 2016

Judge: GLEESON J

Date of judgment: 1 March 2018

Catchwords: INSURANCE – appeal under s 46 of the Superannuation (Resolution of Complaints) Act 1993 (Cth) against decisions of Superannuation Complaints Tribunal – whether Tribunal erred in affirming insurer's decisions to avoid applicant's insurance under s 29(2) of the Insurance Contracts Act 1984 (Cth) for fraudulent misrepresentation and non-disclosure – whether s 21 of the Insurance Contracts Act 1984 (Cth) imposed duty of disclosure on applicant as a third party beneficiary – appeal allowed

Legislation: Administrative Appeals Act 1975 (Cth) s 44(1) Insurance Contracts Act 1984 (Cth) ss 21, 25, 29, 31, 32, 54 Superannuation (Resolution of Complaints) Act 1993 (Cth) ss 46(1), 46(3) Federal Court Rules 2011 rr 33.21, 33.34

Cases cited: Carden v CE Health Casualty & General Insurance Ltd (1992) 7 ANZ Ins Cas 61-147 CE Health Casualty & General Insurance Ltd v Grey (1993) 32 NSWLR 25 Commissioner of Taxation v Donoghue [2015] FCAFC 183 Haritos v Commissioner of Taxation [2015] FCAFC 92; (2015) FCR 315 Hussain v Minister for Foreign Affairs [2008] FCAFC 128; (2008) 169 FCR 241 P v Child Support Registrar [2013] FCA 1312 Plasteel Windows Australia Pty Ltd v CE Heath Underwriting Agencies Pty Ltd (1989) 5 ANZ Ins Cas 60-926 Rawson Finances Pty Ltd v Commissioner of Taxation [2013] FCAFC 26 Repatriation Commission v Owens (1996) 70 ALJR 904 Repatriation Commission v Warren [2008] FCAFC 64; (2008) 167 FCR 511 Schaffer v Royal & Sun Alliance Life Assurance Australia Ltd [2003] QCA 182 Tyndall Life Insurance Co Ltd v Chisholm (2000) ANZ Ins Cas 90-104 Von Braun v Australian Associated Motor Insurers Ltd [1998] ACTSC 122; (1998) 135 ACTR 1