Federal Court of Australia
Federal Court of Australia
Evolution Precast Systems Pty Ltd v Chubb Insurance Australia Limited [2020] FCA 1690 File number: NSD 706 of 2020
Judgment of: DERRINGTON J
Date of judgment: 24 November 2020
Catchwords: INSURANCE – defence costs – construction of policy – whether insured entitled to payment of defence costs prior to determination that third party claim is covered by policy – whether defence costs clause conditional upon a claim made against insured falling within general insuring clause – whether clause requires that the putative liability of insured is not within exclusions
Legislation: Corporations Act 2001 (Cth)
Cases cited: Allianz Australia Insurance Ltd v Certain Underwriters at Lloyd's of London Subscribing to Policy Number B105809GCOM0430 [2019] NSWCA 271 Australasian Correctional Services Pty Limited v AIG Australia Limited [2018] FCA 2043 Bank of Queensland Ltd v Chartis Australia Insurance Limited [2012] QSC 319 Charter Reinsurance Co Ltd v Fagan [1997] AC 313 CIC v Insurance Ltd v Bankstown Football Club Ltd (1995) 8 ANZ Ins Cas 61-232 Codelfa Construction Pty Ltd v State Rail Authority (NSW) (1982) 149 CLR 337 Electricity Generation Corporation v Woodside Energy Ltd (2014) 251 CLR 640 Fitzpatrick v Job (2007) 14 ANZ Ins Cas 61-731 Hawkins v Bank of China (1992) 26 NSWLR 562 HDI Global Specialty SE v Wonkana No. 3 Pty Ltd [2020] NSWCA 296 John Connell Holdings Pty Ltd v Mercantile Mutual Holdings Ltd (1999) 10 ANZ Ins Cas 61-454 John Wyeth & Brothers Ltd v Cigna Insurance Company of Europe SA/NV [2001] Lloyd's Rep IR 420 Karenlee Nominees Pty Ltd v ACN 004 312 234 Ltd (1994) 8 ANZ Ins Cas 61-236 Major Engineering Pty Ltd v CGU Insurance Ltd (2011) 35 VR 458 Onley v Catlin Syndicate Ltd (2018) 360 ALR 92 Power v Markel Capital Ltd (2007) 14 ANZ Ins Cas 61-742 Reardon Smith Line v Hansen-Tangen [1976] 3 All ER 570 Rich v CGU Insurance Ltd; Silbermann v CGU Insurance Ltd (2005) 214 ALR 370 Sherlex Pty Ltd v Thornton [2003] QCA 461 Travelers Insurance Company Ltd v Advani [2012] EWHC 623 (QB) Weir Services Australia Pty Ltd v AXA Corporate Solutions Assurance (2018) 359 ALR 314 Wesfarmers Federation Insurance Ltd v Wells [2008] NSWCA 186 White v Overland [2001] FCA 1333 Wilkie v Gordian Runoff Ltd (2005) 221 CLR 522 Birds J, Lynch B, Paul S, MacGillivray on Insurance Law (14th ed, Thomson Reuters, 2018) Derrington DK and Ashton RS, The Law of Liability Insurance (3rd ed, LexisNexis Butterworths, 2013)
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