Australian Securities and Investments Commission v Darranda Pty Ltd (Liability) [2024] FCA 1015

Federal Court of Australia

Australian Securities and Investments Commission v Darranda Pty Ltd (Liability) [2024] FCA 1015 File number(s): VID 181 of 2022

Judgment of: HESPE J

Date of judgment: 4 September 2024

Catchwords: CONSUMER LAW – consumer credit – whether customer contracts are consumer leases or credit contracts for the purposes of the National Credit Code (Sch 1 to the National Consumer Credit Protection Act 2009 (Cth)) – whether Australian Credit Licence holder failed to do all things necessary to ensure that its licensed credit activities were engaged in efficiently, honestly and fairly – whether master franchisor "involved in" contraventions

Legislation: Evidence Act 1995 (Cth), s 140 Federal Court of Australia Act 1976 (Cth), s 21 National Consumer Credit Protection Act 2009 (Cth) ss 3, 5, 47, 166, 169, Sch 1 (National Credit Code) ss 3, 4, 5, 9, 11, 14, 17, 23, 24, 32A, 169, 170, 171, 172, 173, 174, 174A

Cases cited: Australian Securities and Investments Commission v ActiveSuper Pty Ltd (in liq) [2015] FCA 342; (2015) 235 FCR 181 Australian Securities and Investments Commission v AGM Markets Pty Ltd (in liq) (No 3) [2020] FCA 208; (2020) 275 FCR 57 Australian Securities and Investments Commission v AMP Financial Planning Pty Ltd (No 2) [2020] FCA 69 Australian Securities and Investments Commission v Camelot Derivatives Pty Ltd (in liq) [2012] FCA 414 Australian Securities and Investments Commission v Commonwealth Bank of Australia [2022] FCA 1422 Australian Securities and Investments Commission v Ferratum Australia Pty Limited (in liq) [2023] FCA 1043 Australian Securities and Investments Commission v GetSwift [2021] FCA 1384 Australian Securities and Investments Commission v Membo Finance Pty Ltd (No 2) [2023] FCA 126 Australian Securities and Investments Commission v National Australia Bank Ltd [2022] FCA 1324 Australian Securities and Investments Commission v Rent 2 Own Cars Pty Ltd [2020] FCA 1312 Australian Securities and Investments Commission v Westpac Banking Corporation (Omnibus) [2022] FCA 515 Cochrane v Moore (1890) 25 QBD 57 Commissioner of State Revenue v Politis [2004] VSC 126 Commissioner of Taxation v Carter [2022] HCA 10; (2022) 274 CLR 304 Commissioner of Taxation v Sara Lee Household & Body Care (Australia) Pty Ltd [2000] HCA 35; (2000) 201 CLR 520 Construction, Forestry, Maritime, Mining and Energy Union v Personnel Contracting Pty Ltd [2022] HCA 1; (2022) 275 CLR 165 Earl of Egmont v Smith (1877) 6 Ch D 469 Emwest Products Pty Ltd v Automotive, Food, Metals, Engineering, Printing and Kindred Industries Union [2002] FCA 61; (2002) 117 FCR 588 Flinn v White [1950] SASR 195 Hamilton v Whitehead [1988] HCA 65; (1988) 166 CLR 121 Hill v Wilson (1873) LR 8 Ch App 888 Irons v Smallpiece (1819) 106 ER 467 Make It Mine Finance Pty Ltd [2015] FCA 393; (2015) 238 FCR 562 Maxwell v Maxwell [2022] NSWSC 1028 Nolan v Nolan [2003] VSC 121; (2003) 10 VR 626 Productivity Partners Pty Ltd v Australian Competition and Consumer Commission [2024] HCA 27 Rowland v Stevenson [2005] NSWSC 325 Rural Press Limited v Australian Competition and Consumer Commission [2003] HCA 75; (2003) 216 CLR 53 Scammell v Ouston [1941] AC 251 Scott v Bridge [2020] EWHC 3116 (Ch) Tesco Supermarkets Ltd v Nattrass [1972] AC 153 Yorke v Lucas [1985] HCA 65; (1985) 158 CLR 661