Consumer Credit Legislation Amendment (Enhancements) Act 2012 (Cth)

Consumer Credit Legislation Amendment (Enhancements) Act 2012

No. 130, 2012

An Act to amend the law relating to consumer credit and consumer protection, and for related purposes

Contents 1 Short title 2 Commencement 3 Schedule(s) Schedule 1—Enhancements Part 1—Protection of debtor in cases of hardship National Consumer Credit Protection Act 2009 Part 2—Remedies for unfair or dishonest conduct by credit service providers National Consumer Credit Protection Act 2009 Part 3—Representations about eligibility to enter credit contracts, consumer leases etc. without assessing unsuitability National Consumer Credit Protection Act 2009 Part 4—Prohibition on certain representations and other matters National Consumer Credit Protection Act 2009 Part 5—Civil remedies for contravention of the National Credit Code National Consumer Credit Protection Act 2009 Part 6—Miscellaneous amendments National Consumer Credit Protection Act 2009 Part 7—Technical corrections National Consumer Credit Protection Act 2009 Schedule 2—Reverse mortgages Part 1—Definitions Division 1—Definition of reverse mortgage National Consumer Credit Protection Act 2009 Division 2—Other definitions National Consumer Credit Protection Act 2009 Part 2—Provisions applying to licensees National Consumer Credit Protection Act 2009 Part 3—Provisions applying to credit providers generally National Consumer Credit Protection Act 2009 Schedule 3—Short‑term and small amount credit contracts National Consumer Credit Protection Act 2009 Schedule 4—Caps on costs etc. for credit contracts National Consumer Credit Protection Act 2009 Schedule 5—Consumer leases National Consumer Credit Protection Act 2009 Schedule 6—Application provisions National Consumer Credit Protection (Transitional and Consequential Provisions) Act 2009 Schedule 7—Lay‑by agreements etc. Competition and Consumer Act 2010