National Consumer Credit Protection Amendment (Mandatory Credit Reporting and Other Measures) Act 2021 (Cth)

National Consumer Credit Protection Amendment (Mandatory Credit Reporting and Other Measures) Act 2021

No. 5, 2021

An Act to amend the law relating to credit reporting, and for other purposes

Contents 1 Short title 2 Commencement 3 Schedules Schedule 1—Main amendments National Consumer Credit Protection Act 2009 Privacy Act 1988 Schedule 2—Financial hardship and other amendments Part 1—Financial hardship amendments Privacy Act 1988 Part 2—Related amendments National Consumer Credit Protection Act 2009 National Consumer Credit Protection (Transitional and Consequential Provisions) Act 2009 Part 3—Other amendments Privacy Act 1988

National Consumer Credit Protection Amendment (Mandatory Credit Reporting and Other Measures) Act 2021 No. 5, 2021

An Act to amend the law relating to credit reporting, and for other purposes

[Assented to 16 February 2021]

The Parliament of Australia enacts:

1 Short title This Act is the National Consumer Credit Protection Amendment (Mandatory Credit Reporting and Other Measures) Act 2021.

2 Commencement (1) Each provision of this Act specified in column 1 of the table commences, or is taken to have commenced, in accordance with column 2 of the table. Any other statement in column 2 has effect according to its terms.

Commencement information Column 1 Column 2 Column 3 Provisions Commencement Date/Details 1. Sections 1 to 3 and anything in this Act not elsewhere covered by this table The day this Act receives the Royal Assent. 16 February 2021 2. Schedule 1 The day after this Act receives the Royal Assent. 17 February 2021 3. Schedule 2, Part 1 The later of: 1 July 2022 (a) the day after this Act receives the Royal Assent; and (paragraph (b) applies) (b) 1 July 2022. 4. Schedule 2, Part 2 Immediately after the commencement of the provisions covered by table item 3. 1 July 2022 5. Schedule 2, Part 3 The day after this Act receives the Royal Assent. 17 February 2021