Treasury Laws Amendment (Putting Consumers First—Establishment of the Australian Financial Complaints Authority) Commencement Instrument (No. 2 of 2018) I, Kelly O'Dwyer, Minister for Revenue and Financial Services, Minister for Women and Minister Assisting the Prime Minister for the Public Service, hereby specify for the purposes of subitem 58(2) of Schedule 1 to the Treasury Laws Amendment (Putting Consumers First—Establishment of the Australian Financial Complaints Authority) Act 2018 that the amendments made by Part 4 of Schedule 1 to that Act apply from 1 November 2018. Dated: 23rd April 2018 Kelly O'Dwyer Minister for Revenue and Financial Services, Minister for Women and Minister Assisting the Prime Minister for the Public Service