Sinclair v Camnet Finance Pty Ltd [2022] NSWCATAP 32

Civil and Administrative Tribunal New South Wales Medium Neutral Citation: Sinclair v Camnet Finance Pty Ltd [2022] NSWCATAP 32 Hearing dates: 15 November 2021 Date of orders: 08 February 2022 Decision date: 08 February 2022 Jurisdiction: Appeal Panel Before: G Curtin SC, Senior Member D Fairlie, Senior Member Decision: 1. Leave to appeal refused. 2. Appeal dismissed. Catchwords: GUARANTEE AND INDEMNITY — contract of guarantee — formation — execution – no fraud or misrepresentation alleged – guarantor bound even if guarantor did not read guarantee – underlying agreement not a credit contract - National Credit Code inapplicable Legislation Cited: Civil and Administrative Tribunal Act 2013 (NSW), Sch 4, cl 12 National Consumer Credit Protection Act 2009 (Cth), Schedule 2 (the National Credit Code), ss 4, 5(1), 8(1) Cases Cited: Al-Daouk v Mr Pine Pty Ltd t/as Furnco Bankstown [2015] NSWCATAP 111 Clark Equipment Credit of Australia Ltd v Kiyose Holdinqs Pty Ltd (1989) 21 NSWLR 160 Collins v Urban [2014] NSWCATAP 17 Multicon Engineering Pty Ltd v Federal Airports Corporation (1997) 47 NSWLR 631; [1997] NSWCA 214 Toll (FGCT) Pty Ltd v Alphapharm Pty Ltd (2004) 219 CLR 165; [2004] HCA 52 Texts Cited: Halsbury's Laws of Australia, online edition Category: Principal judgment Parties: Kay Sinclair (Appellant) Camnet Finance Pty Ltd (Respondent) Representation: Counsel: S Murray (Respondent)