Prospa Advance Pty Ltd v Barnard [2022] NSWDC 65

District Court New South Wales

Medium Neutral Citation: Prospa Advance Pty Ltd v Barnard [2022] NSWDC 65 Hearing dates: 16 March 2022 Date of orders: 18 March 2022 Decision date: 18 March 2022 Jurisdiction: Civil Before: Abadee DCJ Decision: See paragraph 59 Catchwords: GUARANTEE AND INDEMNITY – whether conditions precedent in guarantee fulfilled – whether condition precedent not complied with and if so, what was the consequence - whether scope of the obligation under the guarantee extends to liability for borrower where lender omits to exercise power – whether undue influence perpetrated upon defendant by co-guarantor – whether lender had notice Legislation Cited: Civil Procedure Act 2005 (NSW) Cases Cited: Alderton v Prudential Assurance Co (1993) 41 FCR 435 B & F Papers v NZPC [2018] NZHC 35 Bank of NSW v Rogers (1941) 65 CLR 42 Challenge Bank v Pandya (1993) 60 SASR 330 Enterprise Solutions Pty Ltd v Austec Pty Ltd [2013] FCA 491 Gange v Sullivan (1966) 116 CLR 418 Garcia v National Australia Bank (1998) 194 CLR 395 Gibbons v Wright (1954) 91 CLR 423 Kirby v Sanderson Motors Pty Ltd (2001) 54 NSWLR 135 Macquarie Bank Ltd v Thomas [2010] NSWSC 843 Maher v Network Finance Ltd (1986) 4 NSWLR 694 Perri v Coolangatta Investments Pty Ltd (1982) 149 CLR 537 Toll (FGGT) Pty Ltd v Alphapharm Pty Ltd (2004) 219 CLR 165 Yerkey v Jones (1939) 63 CLR 649 Stubbings v James 2 Pty Ltd [2022] HCA 6 Texts Cited: J O'Donovan, Modern Contract of Guarantee (LexisNexis, electronic version, 4th ed) Category: Principal judgment Parties: Prospa Advance Pty Ltd (plaintiff) Mr S Barnard (defendant) Representation: Counsel: Mr R Freeman for the plaintiff Mr S Bernard, in person