Insurance Australia Limited t/a NRMA Insurance Limited v Mustafa Al-Tabaibeh [2022] NSWSC 324

Supreme Court New South Wales

Medium Neutral Citation: Insurance Australia Limited t/a NRMA Insurance Limited v Mustafa Al-Tabaibeh [2022] NSWSC 324 Hearing dates: 13 October 2021 Date of orders: 23 March 2022 Decision date: 23 March 2022 Jurisdiction: Common Law Before: Harrison AsJ Decision: The Court orders: (1) The decision of the third defendant dated 4 March 2021 is set aside. (2) The matter is remitted to second defendant for determination according to law. (3) The first defendant is to pay the plaintiff's costs on an ordinary basis. Catchwords: ADMINISTRATIVE LAW – Judicial Review – Motor Accidents Compensation Act – Failure to provide reasons – Finding not based on evidence – Failure to respond to substantial and clearly articulated argument – Psychiatric injury secondary to pain – Resolution of physical injury – Decision of Appeal Panel set aside Legislation Cited: Motor Accidents Compensation Act 1999 (NSW), s 94 SIRA Assessment Guidelines, cl 18.4 Cases Cited: Allianz Australia Insurance Ltd v Cervantes [2012] NSWCA 244 Australian Broadcasting Tribunal v Bond (1990) 170 CLR 321 D'Ament v Allianz Australia Insurance Ltd [2019] NSWCA 201 Gordian Runoff Limited v Ozurumba [2020] NSWSC 774 IAG Limited trading as NRMA Insurance v Tran (2015) 70 MVR 105 IAG Limited v Sleiman [2017] NSWSC 1346 Medlin v State Government Insurance Commission (1994) 182 CLR 1 Minister for Immigration and Border Protection v SZMTA (2019) 264 CLR 421 Minister for Immigration and Ethnic Affairs v Pochi (1980) 4 ALD 139; 44 FLR 41 Minister for immigration and Ethnic Affairs v Wu Shan Liang (1996) 185 CLR 259 Minister for Immigration v Eshetu (1999) 197 CLR 611 Oeding-Erdel v Allianz Australia Insurance Limited [2021] NSWSC 1264 Rodger v De Gelder (2015) 71 MVR 514, [2015] NSWCA 211 Sleiman v Gadalla Pty Ltd [2021] NSWCA 236 State of New South Wales v Moss (2000) 54 NSWLR 536 Swain v Waverley Municipal Council [2005] HCA 4, (2005) 220 CLR 517 Swift v SAS Trustee Corporation [2010] NSWCA 182 Wingfoot Australia Partners Pty Limited v Kocak (2013) 252 CLR 480, [2013] HCA 43 Zahed v IAG Limited t/as NRMA Insurance [2016] NSWCA 55, (2016) 75 MVR 1 Zurich Australia Insurance Ltd v Drca [2018] NSWSC 1945 Texts Cited: Macquarie Dictionary, online ed Category: Principal judgment Parties: Insurance Australia t/a NRMA Insurance Ltd (Plaintiff) Mustafa Al-Tabaibeh (First Defendant) Personal Injury Commission of New South Wales (Second Defendant) Allan Cowley in his capacity as a tribunal member of the Personal Injury Commission of New South Wales (Third Defendant) Representation: Counsel: Ms J Gumbert with Mr M Jones (Plaintiff) Mr E Romaniuk SC with Mr M Eirth (First Defendant)