Gosford City Council v GIO General Ltd [2002] NSWSC 511

Reported Decision : (2002) 12 ANZ Insurance Cases 61-527

New South Wales Supreme Court

CITATION : Gosford City Council v GIO General Ltd [2002] NSWSC 511 CURRENT JURISDICTION: Equity Division Commercial List FILE NUMBER(S) : SC 50010/02 HEARING DATE(S) : 4 June 2002 JUDGMENT DATE : 13 June 2002

PARTIES : Gosford City Council (Plaintiff) GIO General Ltd (Defendant) JUDGMENT OF : Bergin J

COUNSEL : D L Davies SC; M Fraser (Plaintiff) D L Williams (Defendant) SOLICITORS : P J Donnellan & Co (Plaintiff) Ebsworth & Ebsworth (Defendant) CATCHWORDS : [INSURANCE] - Relationship between ss 40 and 54 of the Insurance Contracts Act 1984 (Cth) - Whether insured entitled to indemnification under a claims made policy with no deemed claims clause in circumstances where claim is made outside period of insurance and no notification of the claim given to the insurer during the period of insurance. LEGISLATION CITED : Insurance Contracts Act 1984 (Cth) Antico v Heath Fielding (1996-1997) 188 CLR 652 CA & MEC McInally Nominees Pty Ltd v HTW Valuers (Brisbane) Pty Ltd (2001) ANZ Ins Cas 61-507 CASES CITED : East End Real Estate Pty Ltd v CE Heath Casualty & General Insurance (1991) 25 NSWLR 400 Einfeld v HIH Casualty and General Insurance Ltd (1999) 10 ANZ Ins Cas 61-450; (1999) 166 ALR 714 FAI General Insurance Company Ltd v Australian Hospital Care Pty Ltd (2001) 204 CLR 641 Newcastle City Council v GIO General Ltd (1997) 191 CLR 85 DECISION : Plaintiff not entitled to indemnification.