NSW Caselaw
Reported Decision : (2003) Aust Contract Reports 90-157
New South Wales Court of Appeal
CITATION : Elkofairi v Permanent Trustee Co Ltd [2002] NSWCA 413 FILE NUMBER(S) : CA 41071/01 HEARING DATE(S) : 24 June 2002 JUDGMENT DATE : 18 December 2002
PARTIES : Alia Elkofairi Permanent Trustee Co Ltd JUDGMENT OF : Beazley JA at 1; Santow JA at 87; Campbell AJA at 112
LOWER COURT JURISDICTION : Supreme Court - Common Law Division LOWER COURT 12144/99 FILE NUMBER(S) : LOWER COURT Newman AJ JUDICIAL OFFICER :
COUNSEL : T F Bathurst QC/P Bolster (A) V Stefano (R) SOLICITORS : Cumberland Frank (A) Hunt & Hunt (R) CATCHWORDS : Default on mortgage - Special disadvantage - Whether a volunteer - Surety - Express notice - Unconscionability - Unjust - Bring to account the benefit LEGISLATION CITED : Contracts Review Act 1980 (NSW) ss 7, 9 Yerkey v Jones (1939) 63 CLR 649 Commercial Bank of Australia Limited v Amadio (1988) 151 CLR 447 Garcia v National Australia Bank (1998) 194 CLR 395 Teachers Health Investments Pty Ltd v Wynne (1996) NSW Conv R 55-785 Abalos v Australian Postal Commission (1990) 171 CLR 167 Devries v Australian National Railways Commission (1993) 177 CLR 472 State Rail Authority v Earthline Constructions Pty Ltd (in liq) (1999) 160 ALR 588 Warren v Coombes (1979) 142 CLR 531 West v AGC (Advances) Ltd (1986) 5 NSWLR 610 Nguyen v Taylor (1992) 27 NSWLR 48 Baltic Shipping v Dillon "Mikhail Lermontov" (1991) 22 NSWLR 1 CASES CITED: Elders Rural Finance Ltd v Smith (1996) 41 NSWLR 296 Esanda Finance Corp Ltd v Tong (1997) 41 NSWLR 482 Maguire v Makaronis (1997) 188 CLR 449 Duncan, Fox & Co v North and South Wales Bank (1880) 6 App Cas 1 Sherwin v McWilliams (1921) 17 Tas LR 94 Amalgamated Investment & Property Co Ltd (in liq) v Texas Commerce International Bank Ltd [1981] 2 WLR 554 Waltons Stores (Interstate) Pty Ltd v Maher (1988) 164 CLR 387 Commonwealth v Verwayen (1990) 170 CLR 394 Royal Bank of Scotland v Etridge (No 2) [2001] 3 WLR 1021 Vadasz v Pioneer Concrete (SA) Pty Ltd (1995) 184 CLR 102 Westpac Banking Corporation v Paterson (2001) 187 ALR 168 In re Pavlou [1993] 1 WLR 1046 Ryan v Dries (2002) NSWCA 3 DECISION : Appeal allowed
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