ANZ Banking Group v Paul Stephen Fuller & Ors [2004] NSWSC 305

New South Wales Supreme Court

CITATION : ANZ Banking Group v Paul Stephen Fuller & Ors [2004] NSWSC 305 HEARING DATE(S) : 1, 2, 3, 4, 5, & 8 March 2004 JUDGMENT DATE : 19 April 2004 JURISDICTION: Common Law Division JUDGMENT OF : Master Malpass DECISION : Findings as set forth in reasons. Liberty to apply inter alia for the listing of the matter for further argument and/or for handing up Short Minutes of order.

CATCHWORDS : Secured guarantees - unconscionable conduct - volunteers - independent explanation and adequacy thereof - validity of demands - quantification of alleged debt and Dobbs certificate. LEGISLATION CITED : Contracts Review Act 1980. Supreme Court Rules 1970, Pt 20 r 1 (3A). Baldry v Jackson (1976) 2 NSWLR 415. Commercial Bank of Australia Ltd v Amadio (1983) 151 CLR 447. CASES CITED : Garcia v National Australia Bank Ltd (1998) Aust Contract R 90-096. State Bank of New South Wales v Chia (2000) 50 NSWLR 587. Yerkey v Jones (1939) 63 CLR 649. Australia and New Zealand Banking Group Limited (Plaintiff/Cross-Defendant) v PARTIES : Paul Stephen Fuller (First Defendant/First Cross Claimant) Sylvia Marie Fuller (Second Defendant/Second Cross-Claimant) Beverley Grace Fuller as the Legal Personal Representative of the Estate of the late Brian James Fuller (Third Defendant) Beverley Grace Fuller (Fourth Defendant/Third Cross-Claimant) FILE NUMBER(S) : SC 10060 of 1999 COUNSEL : Mr J S Wheelhouse SC/ Mr G Colman (Plaintiff/Cross-Defendant) Mr J M Ireland QC (Defendants/Cross-Claimants) SOLICITORS : Coudert Brothers (Plaintiff/Cross-Defendant) Moloney - Lawyers (Defendants/Cross-Claimants)