NSW Caselaw
Reported Decision : (2004) 13 ANZ Insurance Cases 61-615
New South Wales Supreme Court
CITATION : Lasermax Engineering Pty Limited v QBE Insurance (Australia) Limited & Ors [2004] NSWSC 483 HEARING DATE(S) : 21/05/04 JUDGMENT DATE : 21 May 2004
JURISDICTION: Equity Division Commercial List JUDGMENT OF : Einstein J DECISION : Separate question answered 'No'.
CATCHWORDS : Insurance - Meaning of "directly caused" - Fire on power pole - Power surge to premises - Damage to laser - Whether directly caused by fire on power pole within meaning of policy clause Australian Casualty Co. Limited v Federico [1986] 160 CLR 513 Boiler Inspection and Insurance Co of Canada v Sherwin-Williams Co of Canada Ltd [1951] AC 319 City Centre Cold Store Pty Ltd v Preservatrice Skandia Insurance Ltd (1985) 3 NSWLR 739 HIH Casualty & General Insurance Ltd v Waterwell Shipping Inc (1998) 43 NSWLR 601 Leyland Shipping Co Ltd v Norwich Union Fire Insurance Society Ltd [1918] AC 350 L Schuler AG v Wickman Machine Tool Sales Limited [1974] AC 235 Lynn Gas & Electric Co v Meriden Fire Ins Co 33 NE 690 (1893) CASES CITED : McCann v Switzerland Insurance Australia Limited (2003) 203 CLR 579 March v Stramare Nishina Trading Co Limited v Chiyoda Fire and marine Insurance Co Limited [1969] 2 QB 449 Provincial Insurance Australia Pty Limited v Consolidated Wood Products Pty Limited (1991) 25 NSWLR 541 Robertson v French (1803) 4 East 130 Star Fire Diamond Rings Pty Limited Angel [1962] 2 Lloyds Rep 217 State Chamber of Commerce and Industry v The Commonwealth (1987) 16 3 CLR 329 State Government Insurance Commission v Sinfein Pty Ltd (1996) 15 WAR 434 Transport Accident Commission v Jewell [1995] 1 VR 300 Lasermax Engineering Pty Limited (Plaintiff) PARTIES : QBE Insurance (Australia) Limited (First Defendant) Mercantile Mutual Insurance (Australia) Limited (Second Defendant) Integral Energy Australia (Third Defendant) FILE NUMBER(S) : SC 50052/03 Mr M Williams SC, Mr R Scruby (Plaintiff) COUNSEL : Mr BJ Toomey QC, Mr MT McCulloch (First and Second Defendants) Mr S Finnane (Third Defendant) Maguire and McInerney (Plaintiff) SOLICITORS : PricewaterhouseCoopers Legal (First and Second Defendants) Colin Biggers and Paisley (Third Defendant)
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