NSW Caselaw
Reported Decision : (2007) 14 ANZ Insurance Cases 61-715
New South Wales Court of Appeal
CITATION: Zurich Australian Insurance Ltd v Regal Pearl Pty Ltd [2006] NSWCA 328
HEARING DATE(S): 28 September 2006
JUDGMENT DATE: 27 November 2006
JUDGMENT OF: Spigelman CJ at 1; Beazley JA at 125; Hodgson JA at 126
DECISION: Appeal dismissed with costs.
CATCHWORDS: INSURANCE – Contract of Insurance – Insuring Clause – Interpretation – Cover for "liability for personal injury" extends to claim under implied contractual warranty of quality and fitness contained in Sale of Goods Act 1923 - INSURANCE – Contract of Insurance – Exclusion Clause – Interpretation – Where clause excluded liability accepted under a contract – Claims under implied warranty of quality and fitness contained in Sale of Goods Act 1923 not excluded – Where clause excluded liability for liability accepted under a contract requiring the waiving or limitation of rights of recovery – Does not exclude liability on the basis of a contract with a third party in respect of which no liability has been accepted - WORDS & PHRASES - "for personal injury"
Law Reform (Miscellaneous Provisions) Act 1946: s 6(1) Limitation Act 1969: s 60G LEGISLATION CITED: Sale of Goods Act 1923: s 19 Trade Practices Act 1974 Workers Compensation Act 1987 Workers' Compensation Act 1926
ACN 007 838 584 v Zurich Australian Insurance Limited (1997) 69 SASR 374 Allianz Australia Ltd v Wentworthville Real Estate Pty Ltd [2004] NSWCA 100 Canadian Indemnity Co v Andrews & George Co Ltd [1952] 4 DLR 690 Cementation Piling and Foundations Ltd v Aegon Insurance Co Ltd [1995] 1 Lloyd's Rep 97 CIC Insurance Limited v Bankstown Football Club Limited (1997) 187 CLR 384 Codelfa Construction Pty Ltd v State Rail Authority of NSW (1982) 149 CLR 337 Darlington Futures Ltd v Delco Australia Pty Ltd (1986) 161 CLR 500 Dominion Bridge Company Ltd v Toronto General Insurance Company [1964] 1 Lloyd's Rep 194 Karenlee Nominees Pty Ltd v CAN 004 312 234 Ltd (1995) 8 ANZ Ins Cas 61–236 Larson Construction Co v Oregon Automobile Inc Co [1972] 2 Lloyd's Rep 79 Manufacturers Mutual Insurance Ltd v Hooper (1988) 5 ANZ Ins Cas 60-849 CASES CITED: McCann v Switzerland Insurance Australia Ltd (2000) 203 CLR 579 Multiplex Constructions Pty Ltd v Irving [2004] NSWCA 346 National Vulcan Engineering Insurance Group Ltd v Pentax Pty Ltd [2004] NSWCA 218 Nigel Watts Fashion Agencies Pty Ltd v GIO General Ltd (1995) 8 ANZ Ins Cas 61-235 Project Blue Sky Inc v Australian Broadcasting Authority (1998) 194 CLR 355 Regal Pearl Pty Ltd v Stewart [2002] NSWCA 291 Rheem Australia Ltd v Manufacturers' Mutual Insurance Ltd [1984] 2 NSWLR 370 Rolls Royce Industrial Power (Pacific) Ltd v James Hardie & Co Pty Ltd (2001) 53 NSWLR 626 Royal Botanic Gardens & Domain Trust v South Sydney Council (2002) 76 ALJR 436 State Government Insurance Office v Crittenden (1966) 117 CLR 412 Unsworth v Commissioner for Railways (1958) 101 CLR 73 Wilkie v Gordian Runoff Ltd (2005) 221 CLR 522
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