NSW Caselaw
Reported Decision: (2007) 14 ANZ Insurance Cases 61-746(2007) Aust Torts Reports 81-908
New South Wales Court of Appeal
CITATION: CGU WORKERS COMPENSATION (NSW) LIMITED (ACN 003 181 002) v GARCIA [2007] NSWCA 193
HEARING DATE(S): 7 March 2007, 8 March 2007
JUDGMENT DATE: 10 August 2007
JUDGMENT OF: Mason P at 1; Hodgson JA at 159; Santow JA at 160
DECISION: Appeal allowed.
CATCHWORDS: CONTRACTS – General contractual principles – construction and interpretation of contracts – implied terms – other cases – implied term of good faith - TORTS – Miscellaneous torts – other cases – tort of good faith – whether there exists a tort of good faith – coherence with statute and statutory scheme of insurance – Workers Compensation Act 1987, Workplace Injury Management and Workers Compensation Act 1998 - WORKERS' COMPENSATION – Assessment and amount of compensation – discontinuance of payments – generally – where a number of reports favourable to worker and two reports not favourable to worker – where insurer relies on unfavourable reports to cease payments – Workers Compensation Act 1987, Workplace Injury and Management Act 1998
Accident Compensation Act 1985 (Vic) Civil Liability Act 2002 Civil Procedure Act 2005 LEGISLATION CITED: Insurance Contracts Act 1984 (Cth) Workers Compensation (General) Regulation 1995 Workers Compensation Act 1987 Workplace Injury Management & Workers Compensation Act 1998
Alcatel Australia Ltd v Scarcella (1998) 44 NSWLR 349 Anns v Merton London Borough Council [1978] AC 728 Bank of Nova Scotia v Hellenic Mutual War Risk Association (Bermuda) Ltd [1990] 1 QB 818 Banque Financiere de la Cite SA v Skandia (UK) Insurance Co Ltd; Westgate Insurance Co Ltd [1991] 2 AC 249 Banque Keyser Ullmann SA v Skandia (UK) Insurance Co Ltd [1990] 1 QB 665 Bennett v Jones [1977] 2 NSWLR 355 Breen v Williams (1995) 186 CLR 71 Brodie v Singleton Shire Council (2001) 206 CLR 512 Burger King Corporation v Hungry Jacks Pty Ltd [2001] NSWCA 187 Byrne v Australian Airlines Ltd (1995) 185 CLR 410 C E Heath Casualty & General Insurance Ltd v Grey (1993) 32 NSWLR 25 Chammas v Harwood Nominees Pty Ltd (1993) 7 ANZ Ins Cas 61-175 CIC Insurance Ltd v Bankstown Football Club Ltd (1997) 187 CLR 384 Crimmins v Stevedoring Industry Finance Committee (1999) 200 CLR 1 Distillers Co Bio-Chemicals (Australia) Pty Ltd v Ajax Insurance Co Ltd (1974) 130 CLR 1 Edwards v Attorney General (2004) 60 NSWLR 667 Edwards v The Hunter Valley Co-op Dairy Co Ltd (1992) 7 ANZ Ins Cas 61-112 Employer's Mutual Indemnity (Workers Compensation) Ltd v A Donald Pty Ltd (NSW Court of Appeal, Priestley, Cole, Stein JJA, 23 October 1997) Esso Australia Resources Pty Ltd v Southern Pacific Petroleum NL [2005] VSCA 228 F & K Jabbour v Custodian of Israeli Absentee Property [1954] 1 WLR 139 Farah Constructions Pty Ltd v Say-Dee Pty Ltd [2007] HCA 22 Gibson v Parkes District Hospital and Anor (1991) 26 NSWLR 9 Gimson v Victorian WorkCover Authority [1995] 1 VR 209 Graham Barclay Oysters Pty Ltd v Ryan (2002) 211 CLR 540 Grey v Motor Accident Commission (1998) 196 CLR 1 Hadley v Baxendale (1854) 9 Ex 341; (1854) 2 WR 302 CASES CITED: Hannover Life Re of Australasia Ltd v Sayseng (2005) 13 ANZ Ins Cas 90-123, [2005] NSWCA 214 Harris v Digital Pulse Pty Ltd (2003) 56 NSWLR 298 Hughes Aircraft Systems International v Airservices Australia (1997) 76 FCR 151 Hungerfords v Walker (1989) 171 CLR 125 Hunter Area Health Service v Presland (2005) 63 NSWLR 22 Ilievska-Dieva v SGIO Insurance Ltd [2000] WASCA 161 Koehler v Cerebos (Australia) Ltd (2005) 222 CLR 44 Kodak (Australasia) Pty Ltd v Retail Traders Mutual Indemnity Insurance Association (1942) 42 SR (NSW) 231 Lomsargis v National Mutual Life Association of Australasia Ltd [2005] 2 Qd R 295 Murfin v United Steel Companies Ltd [1957] 1 WLR New South Wales v Godfrey (2004) Aust Torts Reports 81-741 New South Wales v Paige (2002) 60 NSWLR 371 New Zealand Insurance Co Ltd v Harris [1990] 1 NZLR 10 OBG Ltd v Allan [2007] UKHL 21 Overlook Management BV v Foxtel Management Pty Ltd (2002) ATPR(Digest) 46-219; [2002] NSWSC 17 Perre v Apand Pty Ltd (1999) 198 CLR 180 Re Zurich Australian Insurance Ltd [1999] 2 Qd R 203 Secured Income Real Estate (Australia) Ltd v St Martins Investments Pty Ltd (1979) 144 CLR 596 Sempra Metals Ltd v Her Majesty's Commissioners of Inland Revenue [2007] UKHL 34 Service Station Association Ltd v Berg Bennett & Associates Pty Ltd (1993) 45 FCR 84 Sprung v Royal Insurance (UK) Ltd [1999] 1 Lloyd's Rep 1 R 111 Sullivan v Moody (2001) 207 CLR 562 Sutherland v Hatton, Barber v Somerset County Council [2004] 1 WLR 1089 Tame v New South Wales (2002) 211 CLR 317 Trident General Insurance Co Ltd v McNiece Bros Pty Ltd (1988) 165 CLR 107 Victorian WorkCover Authority v Brewster (2001) 3 VR 72, [2001] VSCA 30 Vodafone Pacific Ltd v Mobile Innovations Ltd [2004] NSWCA 15 Whiten v Pilot Insurance Co (2002) 209 DLR(4th) 257
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