NSW Caselaw
New South Wales Supreme Court
CITATION : Towry Law v Chubb Insurance [2008] NSWSC 1352
HEARING DATE(S) : 15/09/08, 16/09/08, 17/09/08, 18/09/08, 19/09/08, 22/09/08, 23/09/08, 24/09/08, 25/09/08, 1/10/08, 2/10/08, 3/10/08
JUDGMENT DATE : 19 December 2008
JUDGMENT OF : McDougall J at 1
DECISION : See paras [245] to [246] of the judgment.
CATCHWORDS : INSURANCE - Insurance contract - construction and interpretation - objective intention of the parties - contract must be considered as a whole. - EQUITY - Equitable remedies - mistake - rectification - common contractual intention. - EQUITY - Conventional estoppel - adoption of mutual assumption - inducement of assumption - reliance - detriment - whether parol evidence rules excludes evidence of pre-contractual negotiations in proving conventional estoppel.
LEGISLATION CITED : Evidence Act 1995 Insurance Contracts Act 1984 (Cth)
Australian Broadcasting Commission v Australasian Performing Right Association Limited (1973) 129 CLR 99 Australian Co-operative Foods Ltd v Norco Co-operative Ltd (1999) 46 NSWLR 267 Coghlan v SH Lock (Australia) Ltd (1985) 4 NSWLR 158 Commissioner of Stamp Duties NSW v Carlenka Pty Ltd (1995) 41 NSWLR 329 Equuscorp Pty Ltd v Glengallan Investments Pty Ltd [2006] QCA 194 Eslea Holdings Ltd v Butts (1986) 6 NSWLR 175 Grundt v The Great Boulder Proprietary Gold Mines Limited (1937) 59 CLR 641 Ingot Capital Investments Pty Ltd v Macquarie Equity Capital Markets Ltd (No.4) [2006] NSWSC 90 CASES CITED : Johnson Matthey Ltd v AC Rochester Overseas Corporation (1990) 23 NSWLR 190 Kaye Lokumal & Sons (London) Ltd v Lotte Shipping Co Pty Ltd (the "August Leonhardt") [1985] 2 Lloyds LR 28 MK and JA Roche Pty Ltd v Metro Edgley Pty Ltd [2005] NSWCA 39 Moratic Pty Ltd v Gordon (2007) Australian Contract Reports 90-255 Pacific Carriers Ltd v BNP Paribas (2004) 218 CLR 461 – 462 [22] Ryledar Pty Ltd v Euphoric Pty Ltd (2007) 69 NSWLR 603 Thompson v Palmer (1933) 49 CLR 507 Touche Ross and Co v Baker [1992] 2 Lloyds Rep [207] Zhu v Treasurer of the State of New South Wales (2004) 218 CLR 530
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