NSW Caselaw
Reported Decision : 70 NSWLR 611 2 BFRA 532
New South Wales Supreme Court
CITATION : Perpetual Trustees Victoria Limited v Ford [2008] NSWSC 29
HEARING DATE(S) : 10 - 12 December 2007
JUDGMENT DATE : 1 February 2008
JUDGMENT OF : Harrison J
1. Judgment for the plaintiff for $268,629.33 together with interest from 11 December 2007. DECISION : 2. Defendant to pay the plaintiff's costs. 3. Cross claim dismissed with no order as to costs.
CATCHWORDS : MORTGAGE – claim for possession of land – mortgagor illiterate and intellectually disabled – whether capable of understanding transaction – non est factum – Contracts Review Act 1980 – whether contract unjust – unconscionable bargain – agency – whether mortgage broker agent of mortgagee – restitution – moneys advanced on basis of mistake – unjust enrichment – restitution ordered notwithstanding defence of non est factum
Contracts Review Act 1980 LEGISLATION CITED : Fair Trading Act 1987 Real Property Act 1900
CATEGORY : Principal judgment
Beneficial Finance Corp Ltd v Karavas (1991) 23 NSWLR 256 Child v Commonwealth Development Bank of Australia Ltd [2000] NSWCA 256 Collins v May [2000] WASC 29 Commercial Bank of Australia Ltd v Amadio (1983) 151 CLR 447 Crago v McIntyre [1976] 1 NSWLR 729 David Securities Pty Ltd v Commonwealth Bank of Australia (1992) 175 CLR 353 Garcia v National Australia Bank Ltd (1998) 194 CLR 395 Gibbons v Wright (1954) 91 CLR 423 Goss v Chilcott [1996] AC 788 Israel v Foreshore Properties Pty Limited (in liq) (1980) 54 ALJR 421 Lander v Trigger [1999] NSWSC 1253 CASES CITED : Octapon Pty Limited v Esanda Finance Corporation Ltd (Supreme Court of New South Wales, Cole J, 3 February 1989, unreported) Permanent Custodians Ltd v Yazgi [2007] NSWSC 279 Permanent Trustee Australia Co Ltd v FAI General Insurance Co Ltd [2001] NSWCA 20; (2001) 50 NSWLR 679 Perpetual Trustee Company Ltd v Khoshaba [2006] NSWCA 41 Petelin v Cullen (1975) 132 CLR 355 PT Limited v Maradona Pty Ltd (1992) 25 NSWLR 643 Rover International Ltd v Cannon Film Sales Ltd (No 3) [1989] 3 All ER 423 Saunders v Anglia Building Society (Gallie v Lee) [1971] AC 1004 Steele-Smith v Liberty Financial Pty Limited [2005] NSWSC 398 Schmierer and Anor v Taouk [2004] NSWSC 345; (2004) 207 ALR 301 Toll (FGCT) Pty Ltd v Alphapharm Pty Ltd (2004) 219 CLR 165 Yerkey v Jones (1939) 63 CLR 649
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