K & M Prodanovski Pty Ltd v Calliden Insurance Limited [2012] NSWCA 117

Court of Appeal Supreme Court New South Wales Medium Neutral Citation: K & M Prodanovski Pty Ltd v Calliden Insurance Limited [2012] NSWCA 117 Hearing dates: 19 March 2012 Decision date: 04 May 2012 Before: Macfarlan JA at [1] Meagher JA at [2] Tobias AJA at [59] Decision: (1) Appeal dismissed. (2) Order the appellant to pay the respondent's costs of the appeal. [Note: The Uniform Civil Procedure Rules 2005 provide (Rule 36.11) that unless the Court otherwise orders, a judgment or order is taken to be entered when it is recorded in the Court's computerised court record system. Setting aside and variation of judgments or orders is dealt with by Rules 36.15, 36.16, 36.17 and 36.18. Parties should in particular note the time limit of fourteen days in Rule 36.16.] Catchwords: MOTOR VEHICLE - vehicle substantially damaged in accident - whether vehicle had sustained "non-repairable damage" - statutory write-off - Road Transport (Vehicle Registration) Act 1997, s 16B - Road Transport (Vehicle Registration) Regulation 2007, reg 83C(1)(c) INSURANCE - motor vehicle insurance - insurer to elect between repairing, paying the costs of repair or making a cash settlement - must elect within reasonable time - in absence of such an election whether insurer liable to pay the agreed value of the vehicle Legislation Cited: Insurance Contracts Act 1984 (Cth) Road Transport (General) Amendment (Written-off Vehicles) Regulation 2011 Road Transport (Vehicle Registration) Act 1997 Road Transport (Vehicle Registration) Amendment (Written-off Vehicles) Act 2010 Cases Cited: Archibald v Byron Shire Council [2003] NSWCA 292; (2003) 129 LGERA 311 Australian Blue Metal Ltd v Hughes [1963] AC 74 Cape York Airlines Pty Ltd v QBE Insurance (Australia) Ltd [2010] QSC 313 Crawford Fitting Co v Sydney Valve & Fittings Pty Ltd (1988) 14 NSWLR 438 Dasreef Pty Ltd v Hawchar [2011] HCA 21; (2011) 243 CLR 588 Lake v Hartford Fire Insurance Co Ltd [1966] WAR 161 Perri v Coolangatta Investments Pty Ltd [1982] HCA 29; (1982) 149 CLR 537 Re Mining Technologies Australia Pty Ltd [1999] 1 Qd R 60 Smith v Farm Bureau Ins Co of Concord (1953) 101 A. 2d 778 Sutherland v The Society of the Sun Fire Office (1852) 14 Dunl. 775 Wiki v Atlantis Relocations (NSW) Pty Ltd [2004] NSWCA 174; (2004) 60 NSWLR 127 Texts Cited: A W Baker Welford & W W Otter-Barry, The Law Relating to Fire Insurance, 3rd ed (1932) Butterworths Malcolm A Clarke, The Law of Insurance Contracts, 5th ed (2006) Informa Leigh Jones et al, MacGillivray on Insurance Law, 11th ed (2008) Sweet & Maxwell David Kelly and Michael Ball, Principles of Insurance Law, Butterworths, Australia (loose-leaf service) Robert Merkin, Colinvaux's Law of Insurance, 9th ed (2010) Sweet & Maxwell Kenneth Sutton, Insurance Law in Australia, 3rd ed (1999) Law Book Co Category: Principal judgment Parties: K & M Prodanovski Pty Ltd (Appellant) Calliden Insurance Ltd (Respondent) Representation: Counsel: D E Grieve QC, A L McSpedden (Appellant) M Cashion SC, M J Heath (Respondent) Solicitors: Turner Freeman (Appellant) TurksLegal (Respondent) File Number(s): CA 2010/421187 Decision under appeal Citation: K & M Prodanovski Pty Limited v Calliden Insurance Limited [2011] NSWSC 738 K & M Prodanovski Pty Limited v Calliden Insurance Limited [2011] NSWSC 757 Before: Einstein J File Number(s): 2010/421187