Hammond v JP Morgan Trust Australia Ltd [2012] NSWCA 295

Court of Appeal Supreme Court New South Wales Medium Neutral Citation: Hammond v JP Morgan Trust Australia Ltd [2012] NSWCA 295 Hearing dates: 4 September 2012 Decision date: 18 September 2012 Before: Basten JA at [1]; Meagher JA at [2]; Bergin CJ in Eq at [76] Decision: (1) Appeal be dismissed. (2) Appellant to pay the respondent's costs of the appeal. (3) The stay of execution of the writ of possession issued on 12 April 2012 be dissolved. (4) Mr Hammond's motion for review of the decision of Beazley JA of 13 August 2012 and other relief be dismissed. (5) Mr Hammond to pay the respondent's costs of that application. [Note: The Uniform Civil Procedure Rules 2005 provide (Rule 36.11) that unless the Court otherwise orders, a judgment or order is taken to be entered when it is recorded in the Court's computerised court record system. Setting aside and variation of judgments or orders is dealt with by Rules 36.15, 36.16, 36.17 and 36.18. Parties should in particular note the time limit of fourteen days in Rule 36.16.] Catchwords: ESTOPPEL - promissory - whether mortgagee prevented from relying on non-compliance with a default notice and prosecuting proceedings for possession

REAL PROPERTY - mortgagee's claim for possession - whether mortgagor has benefit of promissory estoppel preventing reliance on default notice

PROCEDURE - joinder of parties - whether a person, who claims that a registered proprietor and mortgagor holds property subject to a resulting trust, is a necessary party to proceedings brought by the mortgagee for possession of the property Legislation Cited: Consumer Credit (New South Wales) Act 1995 Consumer Credit Code National Credit Code (Cth) Real Property Act 1900 Supreme Court Act 1970 Cases Cited: Accurate Financial Consultants Pty Ltd v Koko Black Pty Ltd [2008] VSCA 86; 66 ACSR 325 Agricultural and Rural Finance Pty Ltd v Gardiner [2008] HCA 57; 238 CLR 570 Akins v National Australia Bank (1994) 34 NSWLR 155 Australian Crime Commission v Gray [2003] NSWCA 318 Delehunt v Carmody [1986] HCA 67; 161 CLR 484 Foran v Wight [1989] HCA 51; 168 CLR 385 Galaxidis v Galaxidis [2004] NSWCA 111 Grundt v Great Boulder Pty Gold Mines Ltd [1937] HCA 58; 59 CLR 641 Hammond v JP Morgan Trust Australia Ltd [2011] NSWCA 57 Hammond v JP Morgan Trust Australia Ltd [2012] NSWCA 156 Hammond v JP Morgan Trust Australia Ltd [2012] NSWCA 188 Hammond v JP Morgan Trust Australia Ltd [2012] NSWCA 261 Hughes v Metropolitan Railway Company (1877) 2 App Cas 439 John Alexander's Clubs Pty Ltd v White City Tennis Club Ltd [2010] HCA 19; 241 CLR 1 JP Morgan Trust Australia Ltd v Hammond [2012] NSWSC 213 JP Morgan Trust Australia Ltd v Hammond [2012] NSWSC 317 Legione v Hateley [1983] HCA 11; 152 CLR 406 MCI World Com International Inc v Primus Telecommunications Inc [2004] 2 All ER (Comm) 833 News Ltd v Australian Rugby Football League Ltd (1996) 64 FCR 410 Nowlan v Marson Transport Pty Ltd [2001] NSWCA 346; 53 NSWLR 116 Penrith Whitewater Stadium Ltd v Lesvos Enterprises Pty Ltd [2007] NSWCA 131 Phoenix Commercial Enterprises Pty Ltd v City of Canada Bay Council [2010] NSWCA 64 Rinehart v Welker [2012] NSWCA 1; 285 ALR 191 Saleh v Romanous [2010] NSWCA 274; 79 NSWLR 453 Sullivan v Sullivan [2006] NSWCA 312; 13 BPR 24,755 The Commonwealth v Verwayen [1990] HCA 39; 170 CLR 394 The Western Australian Insurance Company Ltd v Dayton [1924] HCA 58; 35 CLR 355 Thorner v Major [2009] UKHL 18; [2009] 1 WLR 776 Tjiong v Tjiong [2012] NSWCA 201 Westpac Banking Corporation v The Bell Group Ltd (In Liq) (No 3) [2012] WASCA 157 Category: Principal judgment Parties: Tracie Hammond (Appellant) JP Morgan Trust Australia Ltd (Respondent) Patrick Hammond (Applicant in the Motion) Representation: Counsel: T Hammond (In person) (Appellant) J Stoljar SC; P T Newton (Respondent) C A Moore SC; Ms F T Roughley (Amicus Curiae) P Hammond (self-represented) Solicitors: Kemp Strang (Respondent) File Number(s): 2012/124059 Decision under appeal Citation: JP Morgan Trust Australia Ltd v Hammond [2012] NSWSC 317 Date of Decision: 2012-04-03 00:00:00 Before: Johnson J File Number(s): 2008/284105