Hannover Life Re of Australasia Ltd v Dargan [2013] NSWCA 57

Court of Appeal Supreme Court New South Wales Medium Neutral Citation: Hannover Life Re of Australasia Ltd v Dargan [2013] NSWCA 57 Hearing dates: 5 October 2012 Decision date: 20 March 2013 Before: Bathurst CJ at [1]; Macfarlan JA at [57]; Meagher JA at [58]; Hoeben JA at [59]; Tobias AJA at [60] Decision: 1. Appeal allowed. 2. Orders 1 to 6 of the judgment of Gzell J on 8 November 2011 be set aside. 3. Order that the appellants pay the respondent's costs of the application for leave to appeal and the appeal. [Note: The Uniform Civil Procedure Rules 2005 provide (Rule 36.11) that unless the Court otherwise orders, a judgment or order is taken to be entered when it is recorded in the Court's computerised court record system. Setting aside and variation of judgments or orders is dealt with by Rules 36.15, 36.16, 36.17 and 36.18. Parties should in particular note the time limit of fourteen days in Rule 36.16.] Catchwords: INSURANCE - contract - interpretation - Total and Permanent Disablement - Regular Remuneration Work- whether respondent reasonably fitted by education, training or experience to carry out work

INSURANCE - contract - interpretation - Total and Permanent Disablement - Regular Remuneration Work- whether part-time employment constituted Regular Remuneration Work Legislation Cited: Vehicles and Traffic Act 1989 (Tas) Cases Cited: Alcoa Australia Retirement Plan Pty Limited v Thompson [2002] FCA 256; (2002) 116 FCR 139 Beverley v Tyndall Life Insurance Co Ltd [1999] WASCA 198; (1998) 21 WAR 327

Chammas v Harwood Nominees Pty Ltd (No 1) (unreported, 14 April 1993) Halloran v Harwood Nominees Pty Ltd [2007] NSWSC 913; (2007) 16 ANZ Ins Cas 90-142 Hannover Life Re of Australasia Ltd v Sayseng [2005] NSWCA 214; (2005) 13 ANZ Ins Cas 90-123 Manglicmot v Commonwealth Bank Officers Superannuation Corp Pty Ltd [2011] NSWCA 204; (2011) 282 ALR 167 McCann v Switzerland Insurance Australia Ltd [2000] HCA 65; (2000) 203 CLR 579 Category: Principal judgment Parties: Hannover Life Re of Australasia Ltd (First Appellant) United Super Pty Ltd (Second Appellant) John Anthony Dargan (Respondent) Representation: Counsel: R A Cavanagh SC & C Purdy (Appellant) B W Rayment QC & M J Gollan (Respondent) Solicitors: Turks Legal (Appellants) Firths (Respondent) File Number(s): 2010/259186 Decision under appeal Jurisdiction: 9111 Citation: [2011] NSWSC 1316 Date of Decision: 2011-11-01 00:00:00 Before: Gzell J File Number(s): 2010/259186