Carnemolla v Adelaide Bank [2013] NSWCA 122

Court of Appeal Supreme Court New South Wales Medium Neutral Citation: Carnemolla v Adelaide Bank [2013] NSWCA 122 Hearing dates: 20 March 2013 Decision date: 14 May 2013 Before: McColl JA; Barrett JA; Tobias AJA Decision: Appeal be dismissed with costs [Note: The Uniform Civil Procedure Rules 2005 provide (Rule 36.11) that unless the Court otherwise orders, a judgment or order is taken to be entered when it is recorded in the Court's computerised court record system. Setting aside and variation of judgments or orders is dealt with by Rules 36.15, 36.16, 36.17 and 36.18. Parties should in particular note the time limit of fourteen days in Rule 36.16.] Catchwords: MORTGAGE - fraud - whether mortgage entered into - whether signatures forged - whether loan existed - whether broker misled appellants - overpayment Legislation Cited: Civil Procedure Act 2005 Contracts Review Act 1980 Supreme Court Act 1970 Cases Cited: Akins v National Australia Bank (1994) 34 NSWLR 155 Baira v RHG Mortgage Corporation Limited [2012] NSWCA 387 Devries v Australian National Railways Commission [1993] HCA 78; (1993) 177 CLR 472 Fox v Percy [2003] HCA 22; (2003) 214 CLR 118 Hammond v JP Morgan Trust Australia Ltd [2012] NSWCA 295 Land Enviro Corp Pty Ltd v HTT Huntley Heritage Pty Ltd [2013] NSWCA 35 Phoenix Commercial Enterprises Pty Ltd v City of Canada Bay Council [2010] NSWCA 64 Tjiong v Tjiong [2012] NSWCA 201 Category: Principal judgment Parties: Sebastian Carnemolla (First Appellant) Lucia Carnemolla (Second Appellant) Bendigo and Adelaide Bank Limited (First Respondent) Leon Angelopoulos (Second Respondent) PC Wholesale Funds Pty Ltd (formerly known as Premier Capital Pty Limited) (Third Respondent) Representation: Counsel: G Sirtes SC (Bendigo and Adelaide Bank Ltd) M Sneddon (Mr L Angelopoulos) K Rees SC with R Jedrzejczyk (Romavale Pty Ltd) J Sheller with C Lee as Amicus Curiae Solicitors: In person (Appellants) MacGillivrays Solicitors (Bendigo and Adelaide Bank Ltd) Laliotis Lawyers (Mr L Angelopoulos) Moray & Agnew (Romavale Pty Ltd) File Number(s): CA 2012/81298 Decision under appeal Citation: [2011] NSWSC 1202 Date of Decision: 2011-10-14 00:00:00 Before: Hislop J File Number(s): 2007/263386