RHG Mortgage Corporation Limited v Saunders [2016] NSWSC 929

Supreme Court New South Wales

Medium Neutral Citation: RHG Mortgage Corporation Limited v Saunders [2016] NSWSC 929 Hearing dates: 23 June 2016 Date of orders: 06 July 2016 Decision date: 06 July 2016 Jurisdiction: Common Law Before: Harrison AsJ Decision: The Court orders that:

(1) The defendant's notice of motion filed 19 May 2016 is dismissed.

(2) The defendant is to pay the plaintiff's costs on an ordinary basis as agreed or assessed. Catchwords: PROCEDURE – civil – setting aside default judgment – UCPR 36.15 – no irregularity or illegality by failing to comply with National Credit Code – no oral hardship application made – failure to comply does not amount to irregularity

PROCEDURE – civil – setting aside default judgment – UCPR 35.16 – no arguable defence – no explanation for delay – not in interests of justice Legislation Cited: Consumer Credit (New South Wales) Code (NSW) National Consumer Credit Protection (Transitional and Consequential Provisions) Act 2009 (Cth) National Consumer Credit Protection Act 2009 (Cth) National Credit Code (Cth) Real Property Act 1900 (NSW) Uniform Civil Procedure Rules 2005 (NSW) Cases Cited: Bank of Queensland Ltd v Dutta [2010] NSWSC 574 Cohen v McWilliam (1995) 128 FLR 263; (1995) 38 NSWLR 476 Davies v Pagett (1986) 10 FCR 226; (1986) 70 ALR 793 Emibarb Pty Limited v Commonwealth Bank (NSWSC, 2 March 1992 unreported, Greenwood M) Monas v Perpetual Trustees [2011] NSWCA 417; 80 NSWLR 739 Perpetual Trustees Australia Ltd v Heperu Pty Ltd (No 2) [2009] NSWCA 387; 78 NSWLR 190 Stankovic v Magee [2014] NSWCA 439 Stormer Building Group Pty Ltd v Johnson [2014] ACTSC 23 Webster v Aquaqueen International Pty Ltd [2013] NSWSC 1181 Category: Procedural and other rulings Parties: RHG Mortgage Corporation Limited (Plaintiff) Gregory John Saunders (Defendant) Representation: Counsel: AW Smith (Plaintiff) J Pearson (Defendant)