Toyota Finance Australia Limited v Gardiner [2016] NSWCA 162

Court of Appeal Supreme Court New South Wales Medium Neutral Citation: Toyota Finance Australia Limited v Gardiner [2016] NSWCA 162 Hearing dates: 16 May 2016 Decision date: 12 July 2016 Before: McColl JA at [1]; Leeming JA at [24]; Payne JA at [25]. Decision: 1. Leave to appeal granted 2. Appeal dismissed 3. The appellant pay the respondent's costs as agreed or assessed Catchwords: CONTRACTS – hire purchase contracts – whether terms and conditions booklet incorporated into contract – whether binding guarantee and indemnity exists

APPEAL – whether leave is required – where two matters heard together – where no consolidation order made – where the combined value of the two claims is an amount more than $100,000 Legislation Cited: District Court Act 1973 (NSW) s 127 Supreme Court Act 1970 (NSW) s 101 Uniform Civil Procedure Rules 2005 (NSW) r 51.22 Cases Cited: Ankar Pty Ltd v National Westminster Finance (Australia) Ltd (1987) 162 CLR 549 Armory v Delamirie (1722) 1 Stra 505; 93 ER 664 Ballantine v Harold (1893) 19 VLR 465 Blatch v Archer (1774) 1 Cowp 63; 98 ER 969 Blest v Brown (1862) 4 De GF & J 367; 45 ER 1225 Commercial Union Insurance Company of Australia Limited v Ferrcom Pty Limited (1991) 22 NSWLR 389 Cook's Construction Pty Ltd v Brown [2004] NSWCA 105; 49 ACSR 62 Harvey v Edwards Dunlop & Co Ltd (1927) 39 CLR 302 Ho v Powell [2001] NSWCA 168; 51 NSWLR 572 Insurance Commissioner v Joyce (1948) 77 CLR 39 Jones v Dunkel (1959) 101 CLR 298 Lief Investments Pty Ltd v Conangra International Fertilizer Company (Court of Appeal (NSW), Mason P, Sheller and Beazley JJA, 16 July 1998, unrep) Lisciandro v Official Trustee in Bankruptcy (1996) 69 FCR 180 Mercantile Credits Ltd v Harry (1969) 2 NSWLR 248 NSW Arabian Horse Association Inc v Olympic Co-ordination Authority [2005] NSWCA 210 Relwood Pty Ltd v Manning Homes Pty Ltd [1990] 1 Qd R 481 Schellenberg v Tunnel Holdings Pty Ltd [2000] HCA 18; 200 CLR 121 Smith v South Wales Switchgear Ltd [1978] 1 All ER 18 SS Pharmaceutical Pty Ltd v Qantas Airways Ltd [1991] Lloyd's Rep 288 Category: Principal judgment Parties: Toyota Finance Australia Limited (Appellant) Bradford Don Gardiner (Respondent) Representation: Counsel: M Ashhurst SC (Appellant) RD Marshall / H Jewell (Respondent)