Maria Gonzales & Keith Barrett v The Hollard Insurance Company Pty Ltd [2016] NSWLC 9

Local Court New South Wales

Medium Neutral Citation: Maria Gonzales & Keith Barrett v The Hollard Insurance Company Pty Ltd [2016] NSWLC 9 Hearing dates: 20 May 2016 Date of orders: 01 June 2016 Decision date: 01 June 2016 Jurisdiction: Civil Before: Assessor Olischlager - Small Claims Division Decision: Verdict for the plaintiffs. Judgment for the plaintiffs in the sum of $2,789.38 together with court costs of $95.00 payable within 28 days. Catchwords: INSURANCE – Insurance Contracts Act 1984 – duty of disclosure – meaning of "own" – whether insurable interest exists Legislation Cited: Insurance Contracts Act 1984 (Cth) Cases Cited: Bank of New South Wales v The North British and Mercantile Insurance Company (1882) 3 NSWLR 60 British Traders' Insurance Co Ltd v Monson [1964] HCA 24; (1964) 111 CLR 86 Condogianis v Guardian Assurance Co [1919] VLR 1 Derry v Peek [1889] UKHL 1; (1889) 14 App Cas 337 McCann v Switzerland Insurance Australia Ltd [2000] NCA 65; (2000) CLR 579 Minucoe v London & Liverpool & Globe Insurance Co Ltd [1925] HCA 33; (1925) 36 CLR 513 Prepaid Services Pty Ltd & Ors v Atradius Credit Insurance NV [2013] NSWCA 252 Stealth Enterprises Pty Ltd t/as Gentlemans Club v Calliden Insurance Ltd [2015] NSWSC 1270 Stock v Inglis (1884) 12 QBD 564 Texts Cited: Colinvaux's Law of Insurance (9th Edition, Sweet & Maxwell, 2010) Category: Principal judgment Parties: Maria Gonzales (first plaintiff) Keith Barrett (second plaintiff) The Hollard Insurance Company Pty Ltd (defendant) Representation: Counsel: Plaintiffs in person Mr Ton (for the defendant) File Number(s): 2015/00315001 Publication restriction: Nil