Wilson v Certain Underwriters at Lloyds Subscribing to Policy Number B1115T131599 [2018] NSWDC 111

District Court New South Wales

Medium Neutral Citation: Wilson v Certain Underwriters at Lloyds Subscribing to Policy Number B1115T131599 [2018] NSWDC 111 Hearing dates: 5-6 April 2018 Date of orders: 27 April 2018 Decision date: 27 April 2018 Jurisdiction: Civil Before: Dicker SC DCJ Decision: (1) Judgment for the defendants on the Amended Statement of Claim. The Amended Statement of Claim is dismissed. (2) The plaintiff is to pay the defendants' costs of the Amended Statement of Claim proceedings as agreed or assessed. (3) Judgment for the cross–defendant/plaintiff on the Cross-Claim. The Cross-Claim is dismissed. (4) The cross-claimants are to pay the cross-defendant's costs as agreed or assessed of the Cross-Claim. (5) Liberty to the parties to apply within 14 days to vary the costs orders made in paragraphs (2) and (4) above; (6) The exhibits are to be retained on the file. Catchwords: Insurance – contract of insurance – total and partial disability cover - whether plaintiff entitled to damages relating to benefits under insurance policy – whether defendants entitled to recover amount paid to plaintiff under another insurance policy Legislation Cited: Insurance Contracts Act 1984 (Cth) Cases Cited: AAI Ltd trading as Vero Insurance v GEO Group Australia Pty Ltd [2017] NSWCA 110 Baulderstone Hornibrook Engineering Pty Ltd v Gordian Runoff Ltd [2008] NSWCA 243 Brescia v QBE [2007] NSWSC 598 Electricity Generation Corporation v Woodside Energy Ltd (2014) 251 CLR 640; [2014] HCA 7 Hannover Life Re of Australasia Limited v Jones [2017] NSWCA 233 Lambert Leasing Inc v QBE Insurance (Australia) Ltd [2016] NSWCA 254 Malamit Pty Ltd v WFI Insurance Ltd [2017] NSWCA 162 Preston v AIA Australia Ltd [2014] NSWCA 165 TAL Life Ltd v Sheutrim [2016] NSWCA 68 Vero Insurance Ltd v Australian Prestressing Services Pty Ltd [2013] NSWCA 181 Wayne Tank and Pump Co Ltd v Employers' Liability Assurance Corporation Ltd [1974] QB 57 Wilkie v Gordian Runoff Ltd [2005] HCA 17; (2005) 221 CLR 522 Zhang v ROC Services (NSW) Pty Ltd [2016] NSWCA 370 Zurich Australian Insurance Ltd v Metals & Minerals Insurance Pte Ltd (2009) 240 CLR 391; [2009] HCA 50 Category: Principal judgment Parties: Stuart Wilson (Plaintiff) Certain Underwriters at Lloyds Subscribing to Policy Number B1115T131599 (Defendant) Representation: Counsel: S Wilson (In Person) J Lee (Defendant)