Allianz Insurance Australia Limited v Certain Underwriters at Lloyd’s of London subscribing to policy number B105809GCOM0430 [2019] NSWSC 453

Supreme Court New South Wales

Medium Neutral Citation: Allianz Insurance Australia Limited v Certain Underwriters at Lloyd's of London subscribing to policy number B105809GCOM0430 [2019] NSWSC 453 Hearing dates: 14 November 2018 Date of orders: 24 April 2019 Decision date: 24 April 2019 Jurisdiction: Equity - Commercial List Before: Rees J Decision: Amended Summons dismissed with costs Catchwords: INSURANCE — Double insurance and contribution — Exclusion of liability — Competing 'other insurance' provisions — Where one policy contains an 'excess' clause and the other an 'escape' clause — Whether rule in Weddell v Road Transport and General Insurance [1932] 2 KB 563 applicable — Whether, on construction of each policy, there is double insurance — No double insurance. Legislation Cited: Insurance Contracts Act 1984 (Cth), s 45 Cases Cited: Albion Insurance Co Limited v Government Insurance Office (1969) 121 CLR 342 Australian Eagle Insurance Co Limited v Mutual Acceptance (Insurance) Pty Ltd [1983] 3 NSWLR 59 Bankers & Traders Insurance Co Ltd v National Insurance Co Ltd [1985] 1 WLR 734 Chui Man Kwan v Bank of China Group Insurance Co Ltd [2008] HKDC 193 Commercial Union Assurance Co of NZ Ltd v Murphy [1989] 1 NZLR 687; (1989) 6 ANZ Ins Cas 60-948 Deaves v CML Fire and General Insurance Co Limited (1979) 143 CLR 24 Evans v Maritime Medical Care Inc. (1992) 87 DLR (4th) 173 Family Insurance Corporation v Lombard Canada Limited [2002] 2 SCR 695; 2002 SCC 48 Foster v QBE European Underwriting Services (Australia) Pty Ltd [2018] NSWSC 440 General Accident Insurance Co of Australia Ltd v Sun Alliance Insurance Ltd (1989) 17 NSWLR 80; (1989) 5 ANZ Ins Cas 60-916 Jauvin v L'Ami Michel Automobile Canada Ltée (1986) 33 DLR (4th) 576 Lambert Leasing Inc v QBE Insurance (Australia) Ltd (2016) 93 NSWLR 166; [2016] NSWCA 254 Nanyang Insurance Co Ltd v Commercial Union Assurance Plc [1996] 1 SLR(R) 441 National Employers' Mutual General Ins Association Ltd v Haydon [1980] 2 Ll Rep 149 SHC Capital Ltd v NTUC Income Insurance Cooperative Ltd [2010] SGHC 224 Weddell v Road Transport and General Insurance [1932] 2 KB 563 Zurich Australian Insurance Ltd v Metals & Minerals Insurance Pte Ltd (2009) 240 CLR 391 Texts Cited: Clarke, The Law of Insurance Contracts (5th ed., Informa, 2006) Clarke, The Law of Insurance Contracts (6th ed., Informa, 2009) Enright and Merkin, Sutton on Insurance Law (4th ed., Lawbook Co., 2015) Merkin, Colinvaux's Law of Insurance (11th ed., Sweet & Maxwell, 2016) Category: Principal judgment Parties: Allianz Australia Insurance Limited (Plaintiff)