Newling v Metlife Insurance Limited [2019] NSWCA 149

Court of Appeal Supreme Court New South Wales Medium Neutral Citation: Newling v Metlife Insurance Limited [2019] NSWCA 149 Hearing dates: 15 May 2019 Decision date: 21 June 2019 Before: Bell P at [1]; Leeming JA at [3]; Emmett AJA at [4] Decision: 1. Summons seeking leave to appeal dismissed. 2. Appeal dismissed. 3. The appellant pay the respondent's costs. Catchwords: INSURANCE - Total and permanent disablement - Whether the insurer acted fairly and reasonably in assessing and determining the Member's claim - Whether the insurer gave reasons for the determination - Whether there was an obligation for the insurer to give reasons for declining the Member's claim - Whether the insurer was in breach of its duty and obligations - Whether separate letters sent by the insurer should be treated as separate declinatures. Legislation Cited: Nil Cases Cited: Hanover Life Re of Australasia Ltd v Jones [2017] NSWCA 233 Hartigan Nominees Pty Ltd v Rydge (1992) 29 NSWLR 405 Hellessey v MetLife Insurance Limited [2017] NSWSC 1284 MetLife Insurance Ltd v Hellessey [2018] NSWCA 307 Newling v FSS Trustee Corporation (No 2) [2018] NSWSC 1405 Re Londonderry's Settlement [1965] Ch 918 TAL Life Ltd v Shuetrim (2016) 91 NSWLR 439 Tierney v King [1983] 2 Qd R 580 Texts Cited: Nil Category: Principal judgment Parties: Kim Newling (Appellant) Metlife Insurance Limited (Respondent) Representation: Counsel: M J Gollan with A M Coombes (Appellant) J Sexton SC with S J Walsh (Respondent)