Rogers v Rogers [2020] NSWSC 392

Supreme Court New South Wales

Medium Neutral Citation: Rogers v Rogers [2020] NSWSC 392 Hearing dates: 24-25 March 2020 Date of orders: 09 April 2020 Decision date: 09 April 2020 Jurisdiction: Equity Before: Darke J Decision: Separate questions answered adversely to plaintiff. Proceedings dismissed. Catchwords: MORTGAGES AND SECURITIES – Charges – Equitable charge – Creation of charge – Loan Agreement and Charge records an agreement for the making of a loan – agreement not concerned with any other liability to lender – agreement executed by borrowers but not lender – lender does not otherwise become bound – loan the subject of agreement never made – no charge created Legislation Cited: Bankruptcy Act 1966 (Cth), s 58(5) Cases Cited: Associated Alloys Pty Ltd v ACN 001 452 106 Pty Ltd (2000) 202 CLR 588; [2000] HCA 25 Champion Homes Sales Pty Ltd v JKAM Investments Pty Ltd [2014] NSWSC 952 Elkofairi v Permanent Trustee Co Ltd (2002) 11 BPR 20,841; [2002] NSWCA 413 Garcia v National Australia Bank Ltd (1998) 194 CLR 395 Morris Finance Ltd v Free [2017] NSWSC 1417 National Provincial and Union Bank of England v Charnley [1924] 1 KB 431 Re Bank of Credit and Commerce International SA (No 8) [1988] AC 214 Roberts v Investwell Pty Ltd (in liquidation) [2012] NSWCA 134 Roberston v Grigg (1932) 47 CLR 257 Sibbles v Highfern Pty Ltd (1987) 164 CLR 214 Swiss Bank Corporation v Lloyds Bank Ltd [1982] AC 584 Yerkey v Jones (1939) 63 CLR 649 Category: Principal judgment Parties: John William Rogers (Plaintiff/First Cross-Defendant) Samantha Leanne Rogers (First Defendant/Cross-Claimant) David Bruce Rogers (Second Defendant/Second Cross-Defendant) Darren Falla (Third Defendant) Gloria Rose Falla (Fourth Defendant) Barry James Webster (Fifth Defendant) Adam Shepard (Sixth Defendant) Suncorp Metway Ltd (Seventh Defendant) Representation: Counsel: Mr J M Ireland QC (Plaintiff/First Cross-Defendant) Mr A D Crossland with Mr J Widjaja (First Defendant/Cross-Claimant) Mr M Cobb-Clark (Second Defendant/Second Cross-Defendant)