Consumer Credit (Queensland) Amendment Bill 1998 (Qld)

Queensland

CONSUMER CREDIT (QUEENSLAND) AMENDMENT BILL 1998

an & WN

an 11131619 CONSUMER CREDIT (QUEENSLAND) AMENDMENT BILL 1998

TABLE OF PROVISIONS Short title 2.2... eee eee Commencement ........ 0.0.6 c ccna Code amended... 1... 0... eee cee eee Amendment of s 4 (Meaning of "credit" and "amount of credit") .......

Amendment of s 7 (Provision of credit to which this Code does not apply)... 2... 2 ee eee eee eee

Amendment of s 11 (Presumptions relating to application of Code) .....

Amendment of s 12 (Credit contract to be in form of written contract document) ........ 0... ccc eee ete tenet e eens

Amendment of s 15 (Matters that must be in contract document) ....... Amendment of s 18 (Copy of contract for debtor) .................... Amendment of s 19 (When debtor may terminate contract)............ Amendment of s 21 (Prohibited monetary obligations) ................ Amendment of s 24 (Early payments and crediting of payments)........ Amendment of s 25 (Definitions relating to interest)..................

Amendment of s 27 (Early debit or payment of interest charges prohibited) ...... 0... eee eee

Amendment of s 30 (Fees or charges passed on to other parties)........ Amendment of s 31 (Statements of account) ..................00000.

Amendment of s 32 (Information to be contained in statements of ACCOUNL) 2... eee eee ete eet eee eee e eee eens

Amendment of s 34 (Statement of amount owing and other matters) .... . Amendment of s 36 (Disputed accounts) .................00..000000. Insertion of news 336A ... oes

36A Dating and adjustment of debits and credits in accounts......... Consumer Credit (Queensland) Amendment 222428303234 3638424446 Amendment of s 37 (Deferrals, waivers and changes under contracts) ... 15 Amendment of s 39 (Copy of mortgage for mortgagor) ................ 15 Amendment of s 44 (Third party mortgages prohibited) ............... 15 Amendment of s 51 (Disclosure) .......... 000000000000 cece eee eee 16 Replacement of s 52 (Copies of documents for guarantor) ............. 16 52 Copies of documents for guarantor ..............00 eee eee 16 Amendment of s 53 (Guarantor may withdraw before credit is provided)... ices 16 Amendment of s 54 (Extension of guarantee) ...............0...0000. 16 Amendment of s 55 (Limitation of guarantor's liability)............... 17 Amendment of s 56 (Increase in guarantor's liabilities) ............... 17 Amendment of s 59 (Interest rate changes).............0..00..00000. 17 Amendment of s 60 (Repayment changes) ..............000 see e eee 17 Amendment of s 61 (Credit fees and charges changes)................ 18 Amendment of s 63 (Other unilateral changes by credit provider) ....... 18 Insertion of new s 63A .. 2... 6c eet teens 18 63A Particulars of matters as changed only required to be