Credit (Administration) Act 1984 (WA)

Western Australia Credit (Administration) Act 1984 Western Australia Credit (Administration) Act 1984 Contents Part I — Preliminary 1. Short title 2 2. Commencement 2 4. Terms used 2 5. Carrying on business of providing credit, defined 4 Part II — Licences Division 1 — Requirement to be licensed 6. Credit providers to be licensed until 1 Jul 2010 5 7. Exemptions from licensing 5 Division 2 — Licensing provisions 9. Applications for licences before 1 Jul 2010 7 10. Investigation of certain applications for licences 9 11. Objection to certain applications for licences 10 12. Grant or refusal of certain applications for licences 10 13. Conditions of, and restrictions on, licences 14 14. Name under which licensee may operate before 1 Jul 2010 15 15. Partnerships carrying on business before 1 Jul 2010 15 16. Form of licences 15 17. Change of address of licensee before 1 Jul 2010 16 18. Register of licensees 16 19. Inspection of register 17 20. Term of, and authority conferred by, licence 17 21. Annual fee and annual statement for years before 1 Jul 2010 17 22. Surrender of licences 20 Division 3 — Disciplinary action 23. Complaints and disciplinary action against licensees for acts etc. before 1 Jul 2010 20 Division 4 — Review 24. Applications for review by State Administrative Tribunal of reviewable decisions 24 Division 5 — General 25. Death of licensee 25 26. Production of licence for endorsement of requirements etc. 25 Part V — Functions of Commissioner in relation to proceedings 41. Commissioner may subrogate for a complainant 27 42. Subrogation under s. 41, effect of 28 43. Intervention in certain proceedings by Minister or Commissioner 28 44. Investigation of applications to State Administrative Tribunal 29 44AA. Arrangements with ASIC for administration of this Act 29 44AB. Information, disclosure of by Commissioner to ASIC 30 Part VA — Consumer Credit Account 44A. Account established; investment of funds 31 44B. Amounts to be credited to Account 31 44C. Purpose of Account 32 44D. Administration of Account 32 Part VI — Miscellaneous 45. Varying etc. application of Act 33 46. General penalty for offences 34 47. Limitation period for offences 34 48. Officers of bodies corporate, liability of for offences 34 49. Who may prosecute offences 35 50. Offences to be dealt with by magistrate 35 51. Evidentiary provisions to facilitate proof 35 52. Certain rights saved 36 53. Commissioner, designation, title and functions of 36 53A. Delegation by Commissioner 37 53B. Judicial notice of Commissioner's signature etc. 37 54. Powers to investigate 38 55. Powers to require production of records 39 56. Misuse of information by officials 40 56A. Protection from liability for wrongdoing 41 57. Extensions of time after end of period 42 58. Service of documents 42 59. Service by post 43 60. Application of Financial Management Act 2006 and Auditor General Act 2006 43 61. Regulations 44 Notes Compilation table 46 Other notes 48 Defined terms Western Australia Credit (Administration) Act 1984 An Act to provide for the licensing of credit providers; to facilitate inquiries into matters relating to the provision of credit; and for certain other purposes.